Fluent: Can speak as well as an a native speaker; able to speak on all topics precisely and accurately in a variety topics pertinent to professional needs with ease
Proficient: Able to speak on all topics precisely and accurately in a variety topics pertinent to professional needs with ease, only rarely making grammatical mistakes
Good Working Knowledge: Able to speak on a variety of professional topics and almost completely understand what others are saying
Basic Knowledge: Able to maintain simple face-to-face conversations on familiar topics
No Proficiency: Unable to speak English, except for a few isolated words and phrases
Fluent: Can write as well as an a native writer; able to write on all topics precisely and accurately in a variety topics pertinent to professional needs with ease
Proficient: Able to write precisely and accurately in a variety topics pertinent to professional needs, only rarely making grammatical mistakes
Good Working Knowledge: Able to write precisely and accurately in a variety topics pertinent to professional needs but may make errors in spelling, grammar and punctuation and not be able to express nuances or subtleties very well
Basic Knowledge: Able to write simple sentences with errors in spelling, grammar and punctuation
No Proficiency: No functional writing ability
A good security question follows these guidelines:
Is easy to remember
Difficult to guess or research (ie. information posted on social media, or character names/questions relating to popular games/movies)
Has many potential answers, but only one clear to you
Simple one or two word answer
Doesn't change over time
Examples of Good Questions:
What is the name of the place your wedding reception was held?
What is the name of the person whose middle name is Maria?
What is the last name of your grade __ teacher? (insert grade)
Examples of Fair Questions:
What was the name of your elementary/primary school?
In what city or town does your nearest sibling live?
What time of the day were you born? (hh:mm)
Examples of Poor Questions:
What is my wife's maiden name?
What is my oldest child's name?
What is my mother's maiden name?
What is your pet's name?
In what year was your father born?
What is your favourite _____?
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